How Qistiq Works

Four simple steps to get your cash advance.

STEP 01

Connect Your Account

Securely link your payroll or bank account so we can verify your income. Your data is encrypted and never shared.

STEP 02

Request Cash

Choose the amount you need. We'll show you exactly what to repay—no hidden fees, no interest, no surprises.

STEP 03

Get Funds Instantly

Money is sent directly to your bank account or mobile wallet in minutes. Available 24/7, even on weekends.

STEP 04

Repay Automatically

When your salary arrives, we automatically deduct the advance amount. No stress, no missed payments.

What about repayment?

We deduct the advance plus our small flat fee automatically from your next paycheck. You'll always see the exact amount before you confirm — no surprises, ever.

Bank-level security

Your financial data is protected with 256-bit AES encryption, the same standard used by the world's leading banks.

256-bit Encryption
No Credit Check
2-Minute Approval
Zero Hidden Fees

Have more questions?

Read our full FAQ →