Your repayment is a legal obligation.
Qistiq Advance Terms and Conditions
Effective Date: January 1, 2025
Welcome to Qistiq Advance ("Qistiq," "we," "our," or "us"). By accessing or using our services, website, or mobile application, you agree to these Terms and Conditions.
1. Eligibility
To use Qistiq, you must: • Be at least 18 years old. • Have the legal capacity to enter into binding agreements. • Provide accurate and complete information. • Successfully complete any identity verification requirements. We may deny access to any user at our discretion where permitted by law.
2. Account Registration
You are responsible for: • Maintaining the security of your account. • Keeping your login credentials confidential. • Updating your information when changes occur. You are responsible for all activity that occurs under your account.
3. Identity Verification
Qistiq may require: • Government-issued identification. • Selfie verification. • Proof of address. • Employment or income verification. • Additional documents as necessary. Failure to provide requested information may result in account restrictions or denial of services.
4. Cash Advance Services
Cash advances are subject to approval. Approval is based on factors including: • Identity verification • Risk assessment • Income information • Account history Approval of a previous advance does not guarantee future approvals. Qistiq reserves the right to modify advance limits, fees, and eligibility criteria.
5. Fees and Charges
Before accepting any advance, users will receive clear disclosure of: • Advance amount • Service fees • Repayment amount • Repayment date • Funding method By accepting an advance, you agree to the disclosed fees and repayment obligations.
6. Repayment Obligations
You agree to repay the full amount owed on or before the repayment date. Failure to repay may result in: • Account restrictions • Reduced future eligibility • Collection activities where permitted by law • Legal action where permitted by applicable law
7. Payment Authorization
By accepting an advance, you authorize Qistiq to process repayment using your selected payment method where permitted by applicable law. You agree to maintain accurate payment information.
8. Electronic Communications
You consent to receive communications electronically, including: • Email • SMS • Push notifications • In-app messages These communications may include account updates, repayment reminders, disclosures, and service notifications.
9. Electronic Signatures
You agree that electronic signatures and records have the same legal effect as handwritten signatures and paper documents to the extent permitted by applicable law.
10. User Conduct
You agree not to: • Provide false information. • Submit fraudulent documents. • Use the service for unlawful purposes. • Attempt unauthorized access to our systems. • Engage in money laundering, identity theft, or other illegal activities.
11. Fraud Prevention
Qistiq may use automated systems, device analysis, identity verification tools, and fraud detection technologies to protect users and the platform. Accounts suspected of fraud may be suspended, restricted, or terminated.
12. Privacy
Your use of Qistiq is also governed by our Privacy Policy. By using the service, you consent to the collection, storage, processing, and use of information as described in the Privacy Policy.
13. Account Suspension and Termination
We may suspend or terminate accounts if: • Fraud is suspected. • These Terms are violated. • Required verification cannot be completed. • Repayment obligations remain unresolved.
14. Limitation of Liability
To the maximum extent permitted by law, Qistiq shall not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of the services.
15. Governing Law
Users in the United States and Egypt agree that these Terms will be interpreted and enforced in accordance with applicable laws and regulations governing the services provided in their jurisdiction.
16. Changes to These Terms
Qistiq may update these Terms from time to time. Continued use of the service after changes become effective constitutes acceptance of the updated Terms.
17. Contact Information
For questions regarding these Terms: Qistiq Advance Email: support@qistiq.com Website: www.qistiq.com
Questions about these Terms?
Contact us at support@qistiq.com